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HARP-Refinance.org is not a mortgage lender and does not provide mortgage loans. HARP-Refinance.org is not a government sponsored website. HARP-Refinance.org matches consumers with companies that offer mortgage loan services.

Once you have completed this expression of interest (or information request form) your information will be sent to our participating service providers, who may contact you by telephone and/or email. By submitting your expression of interest you are consenting to receive telephone calls from our service providers, even if you have previously listed yourself on any internal company, state or federal Do-Not-Call List. Rates advertised are based on 30 year fixed with an APR of 3.99% with a loan amount of $425,000 50% Loan to Value and a credit score of 820. The Rate advertised may have points associated with it. Rates are subject to change without notice. Skipping 2 months of payments will require 60 days of interest. Average savings of $500 based on the new obama streamline program. The "New Year Promotion" is based on the closing and funding of the loan in the month of January.